Frequently Asked Questions

There are a lot of high quality financial planners in the UK who genuinely care about their clients. However, like any profession there are some IFAs who aren’t quite meeting the expectations and needs of their clients. Normally this is because the adviser has stopped the ongoing conversation, or the advice is pretty generic, or that the lifetime planning conversations have never even been had.  If you’d like a second opinion on anything then do, in confidence, get in touch.

Yes, of course. We are an appointed representative firm of The On-Line Partnership Limited and you could find their details and ours on the FCA’s website.

We can nestle! What we mean is that we can nestle into your existing team of accountant, auditor, CFO, finance director or whatever your current set up is. This means that we can nimbly work with you to add value whether that’s straightforward company benefits to help attract and retain staff, through to financing solutions or if you’re looking to sell your business.

With us as your financial planners you can rest assured that your money is as protected as it can reasonably be. Certainly it is no more or less protected with a high street bank as we all benefit from the Financial Ombudsman Service, and the Financial Services Compensation Scheme. Moreover all our investment solutions are with third party custodians meaning we do not hold you money.

Yes, of course and quite often it’s really beneficial to have joined up thinking between generations, for instance, with inheritance tax planning. In such circumstances having everyone involved really helps.

Sadly not, we can only work with people who are in the UK.

We’re not tax advisers although we would say that we’re very much tax aware. We can either work with your accountant or recommend someone who we think would be a good fit for you. The key is a seamless flow of information between tax advisers and financial advisers.

This seems a simple question but really gets to the nub of who we are. We look to deliver long term solutions based on really quite detailed conversations with you and detailed financial modelling. Financial planners definitely, without question, put you at the heart of everything we do.

We certainly think so! There are plenty of banks and national firms that charge more, and there’s often layers of costs. Equally, there will be the guys who are cheap. We offer fairly priced, high quality financial planning - it really is that simple.